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Tag Archives: institution number

What do the numbers at the bottom of a Canadian cheque mean?

Posted on September 5, 2007 by Lloyd
29

My TD Canada Trust cheque looks like:

*NNN* *TTTTT*YYY* BBBB*AAAAAAA*

NNN = Cheque #

TTTTT = Transit #

YYY = Instituition

BBBB AAAAAAA = is the account #

What can be a little confusing about these numbers is that BBBB in the account # is probably the branch, but sometimes the transit # is referred to the branch. The BBBB may be the same as the first four numbers in the TTTTT transit number, but not necessarily. Some forms will call the TTTTT transit number the branch.

This information and understanding it is essential if you are sending or receiving wires.

It was much too hard for me to Google for this information and many of the top sites in the search results were pretty tacky — maybe even spammy. The most interesting parts I found on Wikipedia: cheque and the routing transit number, but I still had to connect some dots.

After this post, I found at the front of the cheque book a figure showing each part of the check. Go figure!

Update: For TD online banking (EasyWeb) it is the Transit # and the 2nd part of the Account #.

Posted in Canada, Consuming | Tagged Account Number, branch number, check, institution number, money, transit number | 29 Replies

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Lloyd Dewolf
OpenStacker, Piston Cloud Technical Support Lead Open Source, formerly WordPress.com VIP Services Technical Lead, and Free Culture participant. I blog here at A Fool's Wisdom.

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